InsideTracker vs Function Health: quick answer
On price and breadth, Function Health wins clearly: $365 a year for 160+ tests across two Quest draws (about $2.28 per result), with clinician notes. InsideTracker costs $489 for a year of membership and one Ultimate test of up to 54 biomarkers (about $9.06 per marker). Our scores reflect that: Function 8.3, InsideTracker 6.2.
InsideTracker earns its place with athletes and people who want highly specific food, training and sleep advice, DNA analysis and wearable data in one app. Both require a venous blood draw; if that is the problem, jump to the at-home alternative. Prices were checked on both companies' sites on September 29, 2026.
Side by side
| Function Health | InsideTracker | |
|---|---|---|
| Price | $365 a year | $489 first year (membership + 1 test) |
| Extra tests | On-demand at extra cost | $340 each for members |
| Biomarkers | 160+ a year (about 100 + 60) | Up to 54 per test |
| Draws included | 2 a year | 1 (bundles of 2 or 4) |
| Where | 2,000+ Quest locations; home draw extra | Quest; mobile draw $119 |
| Results | First results in about 48 hours | Within 7 business days |
| Review of results | Clinician notes | Algorithm-based action plan |
| Extras | Add-ons: Galleri, MRI, Alzheimer's | DNA, InnerAge, wearables |
| Not available / restricted | Not in RI, HI, PR; higher in NY, NJ | Mobile draw required in NY, NJ, RI, HI, AZ |
| Trustpilot | 4.5 from 2,990 | 4.0 from 617 |
| Our score | 8.3 / 10 | 6.2 / 10 |
Price and cost per biomarker
For one year of testing:
- Twice a year: Function $365. InsideTracker $761 (membership plus two tests).
- Four times a year: Function cannot do this inside the membership. InsideTracker $1,305 for new customers, $1,088 plus the $149 membership renewal for existing members.
- New York or New Jersey: Function is higher (one review reports $600+). InsideTracker requires the $119 mobile draw, so $608 for one test.
Both are HSA and FSA eligible and neither takes insurance. See the full Function Health cost breakdown and our InsideTracker review for plan details.
| Measure | Function Health | InsideTracker |
|---|---|---|
| Cost per draw (2 draws) | $182.50 | $380.50 ($761 / 2) |
| Cost per biomarker, year one | About $2.28 | About $9.06 |
| Cost of one extra test | On-demand, priced per test | $340 |
| Home draw | Extra, fee not published | $119 per test |
InsideTracker's value case rests on what it does with the numbers, not on the numbers per dollar. If you would use the membership mainly to see your labs, Function gives more for less.
Our arithmetic from prices checked 29 Sep 2026. InsideTracker renewing is $149 membership + $578 for two tests; the mobile-draw row adds 2 x $119. SiPhox is $124 + $149 with shipping. Function includes two draws.
Say Jordan, 50, wants a full check in spring and a follow-up in autumn, and lives in New Jersey. Function reportedly costs $600+ there, which is still two draws and 160+ results, about $3.75 per result. InsideTracker requires the $119 mobile draw in New Jersey, so two Ultimate tests cost $761 + $238 = $999 for up to 108 results, about $9.25 each. On an HSA at a 22% federal bracket, those become about $468 and $779. SiPhox, which charges New Jersey its standard price, would be $273 for two at-home tests of 31 markers, about $213 from the HSA, but with no clinician notes and no training advice.
Company background
InsideTracker was founded in 2009 by scientists from MIT and Tufts and is one of the longest-running consumer blood analysis platforms. Function Health was founded in 2021, is based in Austin, raised a $298 million Series B at a $2.5 billion valuation in November 2025, and has since bought Ezra (MRI scans), Getlabs (home draws) and SuppCo (supplement ratings). Function is growing fast and adding services; InsideTracker is the smaller, more specialized product. Neither is a medical practice you can rely on for ongoing care.
Both keep your data in their own apps. If you might switch later, save copies of every report as you go, so you can upload them to the next service or share them with your doctor; one recent Function one-star review complained about limited export options.
Biomarkers
Headline counts from each company's site, checked 29 Sep 2026. InsideTracker counts use the store's "up to 54"; its own ApoB announcement says up to 48. Counts include calculated ratios and repeat markers.
Both cover the modern heart and metabolic markers: ApoB, HbA1c, fasting insulin, hs-CRP, testosterone, TSH, vitamin D and ferritin. Function goes much further: Lp(a), LDL particle size, thyroid antibodies, homocysteine, omega-3 and omega-6, lead and mercury, autoimmunity markers, kidney and liver panels and a urinalysis. InsideTracker's list adds performance markers such as creatine kinase, and it does not publish a full current list on its store.
Draw, results and follow-up
Both send you to Quest for a venous draw, and both offer a home phlebotomist for a fee. Function asks for an 8-hour fast and takes about 35 to 85 mL of blood across its panels. Function's first results arrive in about 48 hours, with clinician notes to follow; InsideTracker quotes up to 7 business days.
The follow-up philosophies differ. Function gives clinician commentary and a protocol. InsideTracker gives more granular, data-driven targets tied to your training, sleep and DNA. Recent complaints differ too: Function's one-star reviews focus on slow, AI-heavy support; InsideTracker's on app usability, expiring prepaid tests and a shift to subscriptions.
Reviews compared
On September 29, 2026 Function had 4.5 out of 5 from about 2,990 Trustpilot reviews (6% one-star), and InsideTracker 4.0 from 617 (13% one-star). InsideTracker received only 17 reviews in the previous 12 months, against a steady flow for Function, which says something about where new customers are going. In the 20 most recent Function one-star reviews we read, support (8 mentions) and late or incomplete results (4) led the list.
Availability by state
| State | Function Health | InsideTracker | SiPhox |
|---|---|---|---|
| New York | Available, higher price | Mobile draw required (+$119) | Not available |
| New Jersey | Available, higher price | Mobile draw required (+$119) | Available, standard price |
| Rhode Island | Not available | Mobile draw required (+$119) | Available, standard price |
| Hawaii | Not available | Mobile draw required (+$119) | Not available |
| Arizona | Available | Mobile draw required (+$119) | Available |
Recommendations compared
Function's reports lean clinical: a clinician flags results that need attention and a protocol suggests food, supplement and lifestyle changes. InsideTracker's lean performance: each marker gets an "optimal zone" for your age, sex and activity, and the plan ties food and training changes to specific markers, optionally informed by DNA. Neither replaces your doctor, and neither will prescribe for most findings. If a result is well outside the lab's reference range, get it confirmed with a venous test ordered by your doctor.
Which is better for heart health?
Function. It includes ApoB, Lp(a), LDL particle number and size, hs-CRP and homocysteine in the base price. Lp(a) is largely inherited, and the National Lipid Association's 2024 update recommends measuring it at least once in every adult; we did not find it on InsideTracker's list.
Which is better for athletes?
InsideTracker. It was built around performance, reads markers such as creatine kinase, iron status and cortisol against training load, and connects to Garmin, Whoop, Oura and Strava. Function covers many of the same markers but frames them for general health.
Can you use both?
Possibly. InsideTracker's membership accepts uploaded lab results, and its store sells the $149 membership on its own (listed for international customers; ask whether US customers can buy it without a test). If so, you could run Function's draws and upload them to InsideTracker for its recommendations, for about $514 a year and still two venous draws.
Who should pick which
- Pick Function Health if you want the biggest baseline for the money, clinician notes, and are fine with two draws a year. Most readers belong here.
- Pick InsideTracker if you are an endurance athlete or lifter who wants training-specific targets, DNA and wearable data, and will pay for it.
- Pick neither if you dislike needles, live far from Quest, or want to track a few markers every month or quarter. Compare Function's closest rival in Function Health vs Superpower, or see all the Function Health alternatives.
| If you want | Choose | Why |
|---|---|---|
| Lp(a), thyroid antibodies and LDL particles in one baseline | Function Health | All in the $365 base price; InsideTracker does not list Lp(a) |
| Clinician notes on your results | Function Health | InsideTracker's plan is algorithm-based |
| Targets tied to training load, DNA and wearables | InsideTracker | Optimal zones by age, sex and activity; Garmin, Whoop, Oura, Strava |
| Testing in Rhode Island | InsideTracker (mobile draw) or SiPhox | Function does not serve Rhode Island |
| Four or more checks a year without a needle | SiPhox Longevity Essentials | 31 markers for $149 a test with shipping; neither rival offers a self-collected kit |
If you are torn, start from the markers. Heart prevention points to Function; training performance points to InsideTracker; frequent tracking of a short list points to an at-home kit. HbA1c is a good test case: it reflects roughly three months of blood sugar, so retesting every three months is the natural rhythm when you are trying to lower it, and both lab-draw services make that cadence expensive or impossible.
The at-home alternative: SiPhox Health
SiPhox Health is the option for people who want neither a lab visit nor a phlebotomist. You collect blood yourself with a needle-free device on your upper arm, ship it back cold overnight, and get results in 7 to 10 days. The default panel covers 31 biomarkers, including ApoB, Lp(a), HbA1c, hs-CRP and sex hormones, and you can test monthly, quarterly or twice a year, switching panels as you go.
| SiPhox Health | Function Health | InsideTracker | |
|---|---|---|---|
| Price | $124 + $25 shipping per test ($99 first test) | $365 a year | Ultimate plan $489 (membership plus one test) |
| Biomarkers | 14 to 31 per core panel, 62 on Ultimate 360 | 160+ lab tests a year across two draws | up to 48 biomarkers |
| Collection | At home, needle-free upper-arm device (EasyDraw) | Venous draw at a Quest lab, or an at-home draw | Venous draw at Quest, or mobile phlebotomist (+$119) |
| Tests a year | You choose: 2, 4 or 12 | 2 | 1 |
| Results | 7 to 10 days after the lab receives it | First results within about 48 hours | Within 7 business days |
| Doctor review | Not included (wellness service); paid results review available | Clinician notes on results | Algorithm-based recommendations |
| Where | All states except New York and Hawaii; also Canada | 48 states (not Rhode Island or Hawaii); NY and NJ can cost more | Mobile draw required in NY, NJ, RI, HI and AZ |
| HSA / FSA | Yes | Yes | Yes |
It tests fewer markers per year than Function and does not include clinician notes. It is much cheaper per retest than InsideTracker ($149 vs $340). Read the head-to-heads: SiPhox vs Function Health and SiPhox vs InsideTracker.
Frequently asked questions
Is InsideTracker or Function Health better?
Function Health is better value for most people: 160+ tests for $365 a year with clinician notes, against up to 54 biomarkers for $489 at InsideTracker. InsideTracker suits athletes who want training-focused advice and DNA insights.
Which is cheaper, InsideTracker or Function Health?
Function Health: $365 a year for two draws. InsideTracker is $489 for the first year with one test and $340 for each extra test.
Do InsideTracker and Function Health both use Quest?
Yes. Both use Quest Diagnostics for draws and testing, and both offer a paid home draw. InsideTracker requires the $119 mobile draw in New York, New Jersey, Rhode Island, Hawaii and Arizona.
Does InsideTracker test ApoB?
Yes. InsideTracker added ApoB to its Ultimate plan. Function Health includes ApoB and Lp(a) in its base membership.
Is there an at-home alternative to InsideTracker and Function Health?
Yes. SiPhox Health uses a needle-free device on your upper arm, at $124 plus $25 shipping per test, with 31 biomarkers on its default panel.
Sources
- Function Health: pricing page (checked 29 Sep 2026)
- Function Health: FAQ (results timing, states, fasting, refunds; checked 29 Sep 2026)
- Function Health: what we test, full biomarker and add-on list (checked 29 Sep 2026)
- Trustpilot: Function Health reviews (4.5 from 2,990, read 29 Sep 2026)
- Crown Counseling: Function Health review (updated 22 Sep 2026; NY/NJ price, turnaround)
- InsideTracker store: plans and member prices (checked 29 Sep 2026)
- InsideTracker: Ultimate plan, mobile draw fee, required states, results time (checked 29 Sep 2026)
- InsideTracker: ApoB added to the Ultimate plan
- Trustpilot: InsideTracker reviews (4.0 from 617, read 29 Sep 2026)
- Garage Gym Reviews: InsideTracker review (biomarkers on Ultimate; June 2025)
- IRS: federal income tax rates and brackets
- MedlinePlus: hemoglobin A1C (HbA1c) test
- Journal of Clinical Lipidology 2024: NLA focused update on lipoprotein(a), measure at least once in every adult
- SiPhox Health: membership, panels and pricing (checked 29 Sep 2026)
- SiPhox Health FAQ
- SiPhox Health panel comparison
- SiPhox Health: EasyDraw collection instructions
- SiPhox Health state coverage policy
- SiPhox Health refund policy
- SiPhox Health terms of service