Home Blood Test Guide

Function Health cost in 2026: membership, add-ons and cost per biomarker

Function Health costs $365 a year in most states for 160+ lab tests across two Quest draws, which is about $2.28 per test result. Add-ons such as Galleri ($749 on one member dashboard) and a full-body MRI ($899) are extra, and New York and New Jersey pay more.

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SiPhox Health (at-home alternative)
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Function Health cost: the short answer

The Function Health membership costs $365 a year, billed once, in every state it serves except New York and New Jersey. That buys 160+ lab tests: about 100 at a first Quest draw and 60+ at a second three to six months later, plus clinician notes. Divide it out and you pay about $2.28 per test result or $182.50 per draw. We checked Function's pricing page on September 29, 2026.

$365 a yearMembership
$2.28Per test result
$182.50Per draw
$600+New York and New Jersey (reported)

The bill grows with add-ons, which Function does not price publicly, and with home draws. Most members who add nothing pay exactly $365. Members who add a cancer screen and an MRI can pass $2,000.

Prefer to pay per test?SiPhox Health: $124 plus $25 shipping per at-home test, first test advertised at $99. No needle, no lab visit.
See SiPhox plans

What the $365 includes

  • 160+ lab tests a year across two draws, run by Quest Diagnostics. Heart (ApoB, Lp(a), LDL particles), metabolic (glucose, HbA1c, insulin), thyroid with antibodies, sex hormones, nutrients, liver, kidney, CBC, toxins (lead, mercury) and a 20-item urinalysis.
  • Clinician review of every result, with flagged issues.
  • A personalized protocol and biological age score.
  • Access (at extra cost) to add-on tests, Galleri, Alzheimer's testing and MRI and CT scans.

The price has come down. Function charged $499 a year until late 2025, when it cut the membership to $365 while keeping 160+ tests and two draws. Many older reviews still quote $499, so check the date on anything you read. The same goes for comparison pages run by competitors, some of which still quote Function at $499.

Spread over a year, $365 is about $30.42 a month. For comparison, testing SiPhox Longevity Essentials every quarter at list price is $596 a year, about $49.67 a month, and a single yearly SiPhox kit is $149, about $12.42 a month. Function's monthly figure is the lowest of the three for the number of markers, but you pay it all up front.

Not included: home blood draws, the add-on tests themselves, prescriptions, and any doctor visit to act on a result. Our Function Health review covers what is tested in full.

Function Health add-on tests and prices

Function lists its add-ons on its test page but shows prices only inside the member dashboard. The prices below come from a member who published their dashboard on September 17, 2026. Treat them as a guide; Function may change them.

Add-on Reported member price
Full-body MRI (Ezra) $899 (Function's site also says "starting at $899")
Alzheimer's detection $799
Galleri multi-cancer test $749
Alzheimer's genetic risk (ApoE) $129
Celiac panel $69
Omegas $49
Extended heavy metals $49
Progesterone $19
Pregnancy test (hCG) $3

Function also lists extended heart, thyroid, hormone, immune and nutrient panels, food allergy and sensitivity tests, mold and PFAS exposure, Lyme and viral antibodies, and CT scans as add-ons. We could not verify current prices for those.

At-home draws: since buying Getlabs in April 2026, Function offers draws at home or at work. The fee is not published on Function's pricing page. Getlabs charged $29 to $49 per visit in 2021, but that price predates the acquisition and should not be relied on.

New York and New Jersey pricing

Function's FAQ says testing in New York and New Jersey "can cost more due to state regulations" and does not publish the figure. An independent review updated September 22, 2026 reports $600+ a year for residents of those two states. Function is not available at all in Rhode Island, Hawaii or Puerto Rico.

Superpower has the same New York and New Jersey caveat. SiPhox charges the same price everywhere it ships, including New Jersey and Rhode Island, but does not serve New York or Hawaii.

HSA, FSA and insurance

  • HSA and FSA: Function says the membership is eligible and advises checking with your plan. Lab fees are a qualifying medical expense under IRS Publication 502. One one-star reviewer in September 2026 struggled to get an itemized receipt, so ask for one before you need it. Our HSA and FSA blood test guide explains how the tax saving works.
  • Insurance: Function is "100% insurance-free", so it does not bill insurers and you cannot claim it against a deductible.
  • Refunds: Function does not refund past payments. You can cancel and rejoin at any time, so cancel before the renewal date if you do not want another year.

What a year of Function Health really costs

Scenario Yearly cost
Membership only, both draws at Quest $365
Membership in New York or New Jersey (reported) $600+
Membership + omegas + heavy metals $463
Membership + Galleri $1,114
Membership + Galleri + full-body MRI $2,013
What a year of Function Health can cost
Membership only$365Membership + omegas + heavy metals$463New York or New Jersey (reported)$600Membership + Galleri$1,114Membership + Galleri + MRI$2,013

Our arithmetic from Function's $365 price (checked 29 Sep 2026) and add-on prices published by a member on 17 Sep 2026 (Heal Nourish Grow). NY and NJ figure from Crown Counseling, updated 22 Sep 2026.

If you pay with pre-tax HSA or FSA money, the effective cost falls by your tax rate. At a 22% federal bracket, $365 becomes about $285.

Worked example: the real cost in New Jersey, with an HSA

Take Priya, 38, who lives in New Jersey and has an HSA. If her membership comes in at the reported $600, paying from the HSA at a 22% federal bracket makes it about $468 in real money ($600 x 0.78), before any state tax saving. Adding Galleri at $749 takes the bill to $1,349, or about $1,052 after the tax saving. SiPhox charges New Jersey the standard price, so two Longevity Essentials tests in a year cost $273 with the first-test offer, about $213 from the HSA. She gets 62 results across two tests instead of 160+ across two draws, so the cheaper option only wins if the markers she cares about are on the SiPhox panel.

Costs that are easy to miss

  • Home draws. If you cannot get to Quest, the home or office visit is an extra fee Function does not publish.
  • Time. Two fasting morning appointments a year, plus travel. For some people that is the real cost.
  • Follow-up. Function's clinician notes do not replace your own doctor. A result that needs confirming or treating means a doctor visit and a repeat test, which your insurance may cover but Function will not.
  • Renewal. The membership renews each year. Function does not refund past payments, so set a reminder a week before the renewal date if you are unsure about year two.
  • Gift memberships. A September 2026 one-star review describes a gift membership that renewed on the buyer's card with no easy way to stop it. If you give one, check the renewal setting.

Function Health cost vs SiPhox by how often you test

Tests a year Function Health SiPhox (Longevity Essentials)
1 $365 (you still get two draws) $124 with the first-test offer, $149 without
2 $365 $273 to $298
4 Not possible inside the membership $571 to $596
12 Not possible inside the membership $1,763 to $1,788

The comparison is not like for like: each Function draw covers far more markers. It shows where the money goes if what you care about is a short list of numbers tracked over time.

Two tests in one year, by service
SiPhox Longevity (first-test offer)$273SiPhox Longevity (list)$298Superpower$349Function Health$365SiPhox Ultimate 360 twice$548InsideTracker (new customer)$761

Our arithmetic from prices checked 29 Sep 2026. SiPhox rows include $25 shipping per test. InsideTracker is its membership plus two Ultimate tests bundle. Function and Superpower include two draws in the membership.

Function Health cost per biomarker vs the alternatives

Cost per biomarker is the fairest way to compare memberships that test very different numbers of markers. Prices were checked on each company's site on September 29, 2026; Rythm's shipping is added at checkout and not published.

Service Price Biomarkers Cost per biomarker Collection
Function Health $365 a year 160+ (2 draws) $2.28 Quest venous draw
Superpower $349 a year 150+ (2 draws) $2.33 Quest venous draw
Rythm Health $79 a test + shipping 25+ $3.16 before shipping At-home arm device
SiPhox Ultimate 360 $274 a test 62 $4.42 At-home arm device
SiPhox Longevity Essentials $149 a test 31 $4.81 At-home arm device
Everlywell 360 $399 a year 83 (1 draw) $4.81 Quest venous draw
InsideTracker Ultimate $489 first year up to 54 $9.06 Quest venous draw

Function and Superpower win clearly on this measure. Our Function Health vs Superpower comparison looks at which of their markers actually differ, and the at-home blood test cost guide covers every option.

Two cautions on these numbers. Headline counts include calculated ratios and, for Function, 20 urinalysis readings, so the cost per distinct blood measurement is higher for everyone. And a low cost per marker only helps if you want those markers: a person tracking ApoB and HbA1c every quarter gets no value from the 150 other results between draws.

How to pay less for Function Health

  • Use pre-tax money. An HSA or FSA card cuts the effective price by your tax rate.
  • Draw at Quest, not at home, unless the home fee is worth it to you.
  • Be selective with add-ons. The biggest ones (Galleri, MRI, Alzheimer's detection) cost more than the membership itself. Ask your doctor whether they suit your age and risk before buying.
  • Watch for referral links. Some member bloggers advertise a small discount through their own links (one quoted $340 instead of $365 in September 2026). We have not verified any code.

Is Function Health worth the money?

It depends on what you would do with the results. The table below starts from the goal and gives the cheapest service that meets it, using prices checked on September 29, 2026. Year-one costs include SiPhox's $25 shipping and its $99 first-test offer where it applies.

If you want Cheapest good option Year-one cost
100+ markers once or twice a year, with a lab draw Superpower or Function Health $349 or $365
A single standard checkup, no membership Labcorp OnDemand Comprehensive Health Test $189 (no ApoB or Lp(a))
Galleri cancer screening, after talking to your doctor Function Health plus the add-on $365 + $749 = $1,114
Kidney, liver, iron, B12 and thyroid antibodies once, at home SiPhox Ultimate 360 $274
ApoB, Lp(a), HbA1c and hs-CRP once, at home, no needle SiPhox Longevity Essentials $124
The same markers every quarter to track a change SiPhox Longevity Essentials, quarterly $571 ($596 from year two)

A useful rule of thumb: if you would read and act on at least 80 of Function's results, the membership is excellent value, since $365 / 80 is about $4.56 a result, already below SiPhox's $4.81. If you would act on 30 or fewer, a smaller panel costs less per useful number. HbA1c is a good example of a marker worth tracking on its own: the CDC treats 5.7% to 6.4% as the prediabetes range, and people working to bring it down usually retest every three months, more often than Function's two draws allow.

When SiPhox costs less than Function Health

Cost per biomarker is not the whole story. If you only want to track a short list of markers, you are paying Function for 130 you may not look at. SiPhox is cheaper in three situations:

  • One test a year. A single SiPhox kit is $149, or $124 with the first-test offer, against $365. You get 31 markers including ApoB, Lp(a), HbA1c and hs-CRP.
  • Twice a year. Two SiPhox tests cost $298 ($273 with the first-test offer), still below $365.
  • A home draw. SiPhox is always at home. Function's home visit is an extra, unpublished fee.

Once you test quarterly ($596 a year at SiPhox, $571 with the first-test offer) you pay more than Function, but Function cannot do quarterly draws inside the membership at all. See the full SiPhox cost breakdown.

Panel Biomarkers per test Upgrade cost Per test, with shipping Cost per biomarker
Longevity Essentials 31 Included $149 $4.81
Heart & Metabolic 28 Included $149 $5.32
Thyroid Focus 21 Included $149 $7.10
Hormone Focus 14 Included $149 $10.64
Ultimate 360 62 +$125 $274 $4.42
GLP Optimization 46 +$75 $224 $4.87
Pay only for the tests you take$124 plus $25 shipping per test, monthly, quarterly or twice a year. Cancel any time before the next kit ships.
Check SiPhox price

Frequently asked questions

How much does Function Health cost per year?

$365 a year in most states, billed once. It was $499 until late 2025. New York and New Jersey residents pay more; one review reports $600+.

Is there a monthly payment option for Function Health?

Function markets the price as "$1 a day" but its pricing page shows a single $365 annual charge. We did not find a monthly plan on its site on September 29, 2026.

Does insurance cover Function Health?

No. Function does not bill insurance. HSA and FSA cards are accepted.

How much are Function Health add-ons?

Function does not publish them. One member reported Galleri at $749, Alzheimer's detection at $799, a full-body MRI at $899, celiac at $69 and omegas at $49 in September 2026.

Can I get a refund from Function Health?

Function says it does not refund prior payments. You can cancel at any time to stop the next renewal.

What is cheaper than Function Health?

Superpower is $349 a year for a similar model. For fewer markers without a lab visit, SiPhox Health is $149 per at-home test, and Rythm Health is $79 per test plus shipping. See Function Health alternatives.

Written by the Home Blood Test Guide editorial team

We read the lab's own documentation, published validation studies and current price pages, and we cite every source below. Prices on this page were checked on September 29, 2026. Read our editorial policy.